Share & IRA Certificate Rates

$500 minimum¹

Term	Dividend Rate	Annual Percentage Yield (APY)
6 months1	1.74%	1.75%

 $1,000 minimum¹

Term	Dividend Rate	Annual Percentage Yield (APY)
12 months1	1.93%	1.95%
18 months2	2.03%	2.05%
24 months3	2.23%	2.25%
36 months3	2.72%	2.75%
48 months3	2.96%	3.00%
60 months3	3.20%	3.25%

¹The penalty we may impose will equal 90 days dividends on the amount withdrawn. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of withdrawal.

²The penalty we may impose will equal 180 days dividends on the amount withdrawn. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of withdrawal.

³The penalty we may impose will equal 365 days dividends on the amount withdrawn. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of withdrawal.

All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. All rates are based on term. All loans are subject to credit approval