{"id":2733,"date":"2011-08-29T15:26:16","date_gmt":"2011-08-29T15:26:16","guid":{"rendered":"https:\/\/stpaulfcu.orgshop-and-save\/"},"modified":"2025-12-16T11:50:46","modified_gmt":"2025-12-16T17:50:46","slug":"shop-and-save","status":"publish","type":"education","link":"https:\/\/stpaulfcu.org\/education\/shop-and-save\/","title":{"rendered":"Do you Know the Best Times to Shop and Save?"},"content":{"rendered":"\n

Time Your Purchases and Save!<\/h2>\n\n\n\n

Saving money on basics such as clothes, books, technology, food, and home supplies sounds appealing, right? By shopping during the right times and at the right places, you\u2019ll find plenty of ways to snag some savings.<\/p>\n\n\n\n

\n

Computers and Electronics<\/h2>\n\n\n\n

Buy: July and August, or after a new model is launched<\/h3>\n\n\n\n

Get in on mid-summer back-to-school sales, or check markdowns around the holidays.  Also, when new models debut, prices will drop on the previous models.<\/p>\n<\/div>\n\n\n\n

\n

Groceries<\/h2>\n\n\n\n

Buy: Sunday evenings<\/h3>\n\n\n\n

SmartMoney suggests hitting the aisles on Sundays to maximize savings.  Stores generally run sales from Wednesday to Tuesday, but the latest manufacturer’s coupons are available Sunday.  Another practical tip is to buy items in season that you can freeze for later use.  Fresh strawberries or peaches you freeze are great in blended smoothies or pies.<\/p>\n<\/div>\n\n\n\n

\n

Clothes<\/h2>\n\n\n\n

Buy: Thursday evenings, end of season<\/h3>\n\n\n\n

You’ll find the best selection of goods on Thursday evenings – most weekend sale prices are effective, but a slew of shoppers haven’t yet raided the stores. Denise Winston, a financial lifestyle expert in Bakersfield, California, Suggests: “Shop end of season, after holidays, clearance, and with a friend for “buy more, save more” sales.  And always watch for store coupons.”<\/p>\n<\/div>\n\n\n\n

\n

Furniture, Linens, and Bedding<\/h2>\n\n\n\n

Buy: January and July<\/h3>\n\n\n\n

You can spend quite a few pennies furnishing an apartment, but shopping at the right time can help slash the price tag.  According to MSN Money, showrooms stock new furniture after the holidays and as fall rolls in.  Bedding and linens are generally cheapest in January.<\/p>\n\n\n\n

Winston also says that a great way to save on furniture and many other items is to simply ask the store clerk if any damaged, scratched or discontinued items are available.  “I’ve saved up to 90% this way on items like leather sofas, washing machines, microwaves, dishes, and home decor,” she says.<\/p>\n<\/div>\n\n\n\n

\n

Vacuum Cleaners<\/h2>\n\n\n\n

Buy: April and May<\/h3>\n\n\n\n

Besides showers and flowers, April and May also bring spring cleaning! Prices on older models start to wind down during these months, as new models arrive. <\/p>\n<\/div>\n\n\n\n

\n

Bicycles and Outdoor Gear<\/h2>\n\n\n\n

Buy: January<\/h3>\n\n\n\n

Most sporting goods stores begin changing their seasonal fear in February and March.  Before the store makeover, in January, owners generally discount much of their existing inventory.<\/p>\n<\/div>\n\n\n\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Time Your Purchases and Save! Saving money on basics such as clothes, books, technology, food, and home supplies sounds appealing, right? By shopping during the right times and at the right places, you\u2019ll find plenty of ways to snag some savings. Computers and Electronics Buy: July and August, or after a new model is launched […]<\/p>\n","protected":false},"featured_media":2732,"template":"","education-category":[194],"class_list":["post-2733","education","type-education","status-publish","has-post-thumbnail","hentry","education-category-tips-resources"],"yoast_head":"\nDo you Know the Best Times to Shop and Save? - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"Saving money on basics sounds appealing, right? 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