{"id":6477,"date":"2025-08-28T14:45:34","date_gmt":"2025-08-28T19:45:34","guid":{"rendered":"https:\/\/stpaulfcu.org\/?post_type=education&#038;p=6477"},"modified":"2025-12-11T10:39:12","modified_gmt":"2025-12-11T16:39:12","slug":"what-is-shared-branching","status":"publish","type":"education","link":"https:\/\/stpaulfcu.org\/education\/what-is-shared-branching\/","title":{"rendered":"What is Shared Branching?"},"content":{"rendered":"\n<p>If it&#8217;s your first time hearing about shared branching, you may be wondering &#8220;What the heck is it?&#8221;<\/p>\n\n\n\n<p>As a St. Paul Federal Credit Union Member, it\u2019s something you should get to know. You&#8217;ll find it\u2019s super convenient when you need it.<\/p>\n\n\n\n<p>In a nutshell, shared branching is a network of credit unions that actually \u201cshare\u201d their branches with one another. Lucky for you, St. Paul Federal Credit Union is a participant. Say you\u2019re out traveling, you change jobs or you move away &#8211; you can still find a credit union branch ready to meet your needs.<\/p>\n\n\n\n<p>Each shared branch service center allows you to conduct business as if you were at a St. Paul Federal Credit Union branch location in real-time. Sure, you could use our <a href=\"https:\/\/stpaulfcu.org\/ebanking-login\/\">eBanking<\/a> or <a href=\"https:\/\/stpaulfcu.org\/services\/mobile-banking\/\">mBanking<\/a>, but sometimes you need to complete your transaction with a friendly face. Of course we\u2019ll miss seeing you, but we\u2019re plenty happy knowing you\u2019ll be able to take care of business wherever you may be.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-will-my-membership-and-accounts-stay-at-st-paul-federal-credit-union\">Will My Membership and Accounts Stay at St. Paul Federal Credit Union?<\/h2>\n\n\n\n<p>Yes, when you use a CO-OP Shared Branch, your membership and accounts remain at St. Paul Federal Credit Union. It\u2019s the Shared Branching that allows you to access your accounts. It\u2019s just one of the many advantages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-types-of-shared-branching-services-are-available-through-a-co-op-shared-branch\">What Types of Shared Branching Services Are Available Through a CO-OP Shared Branch?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check Deposits<\/li>\n\n\n\n<li>Cash Withdrawal<\/li>\n\n\n\n<li>Check Withdrawal<\/li>\n\n\n\n<li>Loan Payments<\/li>\n\n\n\n<li>Transfers within the member\u2019s credit union accounts<\/li>\n\n\n\n<li>Balance Inquiries<\/li>\n\n\n\n<li>Recent History showing the last ten items that cleared the member\u2019s account<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-i-access-my-account\">How Can I Access My Account?<\/h2>\n\n\n\n<p>You need three things when you visit a CO-OP Shared Branch:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The name of your credit union \u2013 St Paul Federal Credit Union. Just remember it\u2019s spelled without the . on the CO-OP Network<\/li>\n\n\n\n<li>Your account number at St. Paul Federal<\/li>\n\n\n\n<li>A Valid ID*<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-if-i-m-traveling-abroad\">What if I&#8217;m Traveling Abroad?<\/h2>\n\n\n\n<p>With CO-OP Shared Branch, yes, you can use your St. Paul Federal Credit Union membership internationally!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-do-i-find-co-op-shared-branches\">How Do I Find CO-OP Shared Branches?<\/h2>\n\n\n\n<p>You can use the <a href=\"https:\/\/co-opcreditunions.org\/locator\/\">Shared Branch Locator<\/a> to find the nearest shared branch wherever your travels may take you.<\/p>\n\n\n\n<p><a href=\"https:\/\/stpaulfcu.org\/services\/shared-branch-locations\/\">Click here<\/a> to find out more info on Shared Branching or <a href=\"https:\/\/stpaulfcu.org\/contact-us\/\">contact us<\/a> at St. Paul Federal Credit Union to learn more!<\/p>\n\n\n\n<div style=\"height:79px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">*Accepted forms of Identification<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current, unexpired VALID U.S. Government issued picture identification with signature<\/li>\n\n\n\n<li>State issued driver\u2019s license or identification card (temporary extensions are not accepted)<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">U.S. Passport<\/li>\n\n\n\n<li>City, State, County or Federal I.D. card or badge<\/li>\n\n\n\n<li>U.S. Armed Forces Identification Card or the new Smart Identification card without signature<\/li>\n\n\n\n<li>Resident Alien Card issued by the INS<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>All transactions require identification so to save you time and help us serve you, please have these items ready to present to the teller. We ask, because CO-OP Shared Branch&nbsp;cares about protecting your identity and account information. If you have questions regarding your account or transactions that were performed through the CO-OP Shared Branch, please contact your local St. Paul Federal Branch.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If it&#8217;s your first time hearing about shared branching, you may be wondering &#8220;What the heck is it?&#8221; As a St. Paul Federal Credit Union Member, it\u2019s something you should get to know. You&#8217;ll find it\u2019s super convenient when you need it. In a nutshell, shared branching is a network of credit unions that actually [&hellip;]<\/p>\n","protected":false},"featured_media":2721,"template":"","education-category":[194],"class_list":["post-6477","education","type-education","status-publish","has-post-thumbnail","hentry","education-category-tips-resources"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is Shared Branching? - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"What is shared branching? 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