{"id":7390,"date":"2026-04-30T11:29:50","date_gmt":"2026-04-30T16:29:50","guid":{"rendered":"https:\/\/stpaulfcu.org\/?post_type=education&#038;p=7390"},"modified":"2026-04-30T11:29:51","modified_gmt":"2026-04-30T16:29:51","slug":"saving-on-home-renovations","status":"publish","type":"education","link":"https:\/\/stpaulfcu.org\/education\/saving-on-home-renovations\/","title":{"rendered":"Saving on Home Renovations"},"content":{"rendered":"\n<p>Is your home in desperate need of a facelift? As you probably know, renovations don\u2019t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000!<\/p>\n\n\n\n<p>With some careful planning, though, you can find yourself saving thousands on home renovations.<\/p>\n\n\n\n<p>Here are 7 ways to save:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-don-t-do-a-complete-remodel\">1. Don\u2019t do a complete remodel<\/h2>\n\n\n\n<p>Instead of knocking down walls, give the outdated area a fresh coat of paint, new light fixtures and some minor d\u00e9cor upgrades.<\/p>\n\n\n\n<p><strong>Potential money saved:<\/strong>&nbsp;$30,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-shop-around-for-a-contractor\"><strong>2. Shop around for a contractor<\/strong><\/h2>\n\n\n\n<p>Find someone professional, reliable and willing to give you a decent price. Check out at least three different contractors before making your decision. Ask for references and meet with each contractor in person to get a feel for their professional conduct and character. Also, be sure to sign a detailed contract.<\/p>\n\n\n\n<p><strong>Potential money saved:<\/strong>&nbsp;several thousand dollars.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-consider-long-term-benefits\"><strong>3. Consider long\u2013term benefits<\/strong><\/h2>\n\n\n\n<p>It often makes sense to pay more now if it\u2019ll save you big down the line. For example, if you\u2019re installing clapboard siding, you\u2019ll save in the long run by paying more for pre-primed and pre-painted boards. Using the prefinished boards means you\u2019ll need half as many paint jobs in the future.<\/p>\n\n\n\n<p><strong>Money saved:<\/strong>&nbsp;$1,250 (for a 10\u00d740 area).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-pick-decent-but-midgrade-materials\"><strong>4. Pick decent but midgrade materials<\/strong><\/h2>\n\n\n\n<p>When long-term functionality is not a criterion, choose the midgrade option. One area where you\u2019ll see this at play is in carpeting. Olefin and polyester carpeting will run you $1 to $2 per square foot, while wool costs upward of $9 to $11 per square foot.<\/p>\n\n\n\n<p><strong>Money saved:<\/strong>&nbsp;$400 (for a 40-square-feet area).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-bring-in-natural-light-without-windows\"><strong>5. Bring in natural light without windows<\/strong><\/h2>\n\n\n\n<p>Looking to bring a splash of sunshine into your kitchen? Instead of adding a window, consider installing a \u201clight tube.\u201d It slips between the rafters on your roof and works to funnel sunshine down into the living space below.<\/p>\n\n\n\n<p>Adding a double-pane window can run you $1,500; a light tube costs $500.<\/p>\n\n\n\n<p><strong>Money saved:<\/strong>&nbsp;$1,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-6-lend-a-hand\"><strong>6. Lend a hand<\/strong><\/h2>\n\n\n\n<p>Save big by doing some of the demolition work yourself, painting some walls, or even sanding walls to prep them for painting. You can also lend a hand with the cleanup instead of hiring a crew.<\/p>\n\n\n\n<p><strong>Money saved:<\/strong>&nbsp;$200 or more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-increase-efficiency-not-size\"><strong>7. Increase efficiency, not size<\/strong><\/h2>\n\n\n\n<p>Cramped kitchen? Don\u2019t assume you need to push out walls to make it work. Instead, reorganize your kitchen for optimal efficiency and save tens of thousands of dollars. Upgrade your cabinets with lazy susans, pullout drawers, dividers and more. Consider hiring a professional organizer to show you how to maximize your space \u2014 you\u2019ll still save big overall.<\/p>\n\n\n\n<p><strong>Money saved:<\/strong>&nbsp;up to $60,000.<\/p>\n\n\n\n<p>Before making any decisions, be sure to call, click or stop by\u00a0St. Paul Federal Credit Union\u00a0today to learn about our <a href=\"https:\/\/stpaulfcu.org\/services\/mortgages\/\" type=\"link\" id=\"https:\/\/stpaulfcu.org\/services\/mortgages\/\" target=\"_blank\" rel=\"noreferrer noopener\">Home Equity Lines of Credit<\/a> (HELOC)! Then utilize these 7 tips to help you save on home renovations <\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is your home in desperate need of a facelift? As you probably know, renovations don\u2019t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000! With some careful planning, though, you can find yourself saving thousands on home renovations. Here are 7 ways to save: 1. Don\u2019t do a [&hellip;]<\/p>\n","protected":false},"featured_media":7391,"template":"","education-category":[194],"class_list":["post-7390","education","type-education","status-publish","has-post-thumbnail","hentry","education-category-tips-resources"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Saving on Home Renovations - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"Is your home in need of a facelift? Renovations don\u2019t come cheap. 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