{"id":2806,"date":"2008-02-15T18:31:58","date_gmt":"2008-02-15T18:31:58","guid":{"rendered":"https:\/\/stpaulfcu.orgfee-schedule-2016\/"},"modified":"2025-12-15T10:31:01","modified_gmt":"2025-12-15T16:31:01","slug":"fee-schedule","status":"publish","type":"page","link":"https:\/\/stpaulfcu.org\/fee-schedule\/","title":{"rendered":"Fee Schedule"},"content":{"rendered":"\n
<\/div>\n\n\n\n

Fees Effective August 1, 2016<\/h1>\n\n\n\n
Service<\/th>Related Fee<\/th><\/tr><\/thead>
Replace ATM Card or PIN<\/td> $10.00 <\/span><\/td><\/tr>
Replace Debit Card or PIN<\/td> $10.00<\/td><\/tr>
Rush Fee (letters, debit\/credit cards, pins, checks, etc.)<\/td> $50 each<\/td><\/tr>
Check Printing<\/td> Style Dependent<\/td><\/tr>
Cashiers Check <\/span><\/td> $5\u00a0<\/td><\/tr>
Reissue of Cashiers Check<\/td> $5<\/td><\/tr>
Money Order ($1,000 maximum per item)<\/td> $3<\/td><\/tr>
Non-Member Check Cashing (on us only)<\/td> $5<\/td><\/tr>
Overdraft (each overdraft paid)<\/td> $33<\/td><\/tr>
Non-Sufficient Funds (each item)<\/td> $33 <\/span><\/td><\/tr>
Deposited Checks Returned Unpaid (each item)<\/td> $33<\/td><\/tr>
Account Activity Printout (free on eBanking)<\/td> $5<\/td><\/tr>
Account Research & Balancing Assistance ($30 min)<\/td> $30 per hour<\/td><\/tr>
Copy of Statement (free on internet)<\/td> $5 <\/span><\/td><\/tr>
Copy of Cleared Check (free on internet)<\/td> $5<\/td><\/tr>
Imaged Documents (per page)<\/td>$5<\/td><\/tr>
Bill Pay\u2014Free with Checking Account<\/td> FREE<\/td><\/tr>
Loan Payment made via \u2014Debit\/Credit Card\/ACH\/Electronic Check<\/td> $10<\/td><\/tr>
Stop Payment<\/td> $33<\/td><\/tr>
Wire Transfer\u2014Incoming<\/td>$5<\/td><\/tr>
Wire Transfer\u2014Outgoing Domestic<\/td> $25<\/td><\/tr>
Wire Transfer\u2014Outgoing International<\/td> $55<\/td><\/tr>
Garnishments<\/td> $75<\/td><\/tr>
Executions <\/span><\/td> $75<\/td><\/tr>
Levies<\/td> $75<\/td><\/tr>
Collection Item<\/td> $30<\/td><\/tr>
Coin Counting (no matching funds) <\/span><\/td> 1% of balance<\/td><\/tr>
Early Membership Closure Fee (if closed within 90 days)<\/td> $5 <\/span><\/td><\/tr>
Real Estate Verifications from Another Institution <\/td> $25 each <\/td><\/tr>
Photocopies<\/td> $.25 per page<\/td><\/tr>
Late Fee on Consumer Loans & Home Equity Loans1<\/a><\/sup><\/td> greater of 5% of P&I or $25<\/td><\/tr>
Loan Coupon Printing<\/td> $10<\/td><\/tr>
Late Fee on Mortgage Loans2<\/a><\/sup><\/td> 5% of P&I payment<\/td><\/tr>
Inactive Account3<\/a><\/sup><\/td> $10 per month <\/td><\/tr>
Undeliverable Mail <\/td> $10 per item <\/td><\/tr>
Overnight Mail <\/td> Price Varies <\/td><\/tr>
Duplicate Mortgage Satisfaction <\/td> $25 <\/td><\/tr>
Mortgage Subordination <\/td> $150 <\/td><\/tr>
Duplicate Lien Release <\/td> $15 <\/td><\/tr>
Rolled Coin <\/td> $.10 per roll <\/td><\/tr>
Prepaid Visa Card <\/td>Price Varies<\/td><\/tr>
IRA Closing Fee <\/td>$30<\/td><\/tr>
International Check Deposit (Payable in US Currency) <\/td>$35<\/td><\/tr>
Currency Deposit Fee <\/td>$0.20 per $100 deposited over $10,000 per month<\/td><\/tr>
Electronic Services Fees <\/td>See eBanking Service Agreements<\/td><\/tr>
Skip A Payment – Single Payment Skip <\/td>$35<\/td><\/tr>
Skip A Payment – Single Loan Package <\/td>$75<\/td><\/tr>
Visa Platinum Credit Card Fees <\/td>See Visa Disclosures<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

We reserve the right, at anytime, to require not less than seven days notice, in writing, before each withdrawal from a dividend bearing account, other than a share certificate.<\/p>\n\n\n\n

Federal Regulations allow no more than six electronic withdrawals from a Savings Account per calendar month.<\/p>\n\n\n\n

Footnotes<\/h2>\n\n\n
  1. 7 day grace period from due date \u21a9\ufe0e<\/a><\/li>
  2. 15 day grace period from due date \u21a9\ufe0e<\/a><\/li>
  3. If account has had no transactions in one year, a balance under $100.00 and the member is over 21 \u21a9\ufe0e<\/a><\/li><\/ol>\n\n\n
    <\/div>\n","protected":false},"excerpt":{"rendered":"

    Fees Effective August 1, 2016 Service Related Fee Replace ATM Card or PIN $10.00 Replace Debit Card or PIN $10.00 Rush Fee (letters, debit\/credit cards, pins, checks, etc.) $50 each Check Printing Style Dependent Cashiers Check $5\u00a0 Reissue of Cashiers Check $5 Money Order ($1,000 maximum per item) $3 Non-Member Check Cashing (on us only) […]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":51,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"[{\"content\":\"7 day grace period from due date\",\"id\":\"62b91da0-5541-4b1a-aa51-2aaed7d5ac50\"},{\"content\":\"15 day grace period from due date\",\"id\":\"35c775c3-4eea-4468-9d18-e481c9d83629\"},{\"content\":\"If account has had no transactions in one year, a balance under $100.00 and the member is over 21\",\"id\":\"cceadc0f-d727-4a8c-bdf2-ea84160ce16d\"}]"},"class_list":["post-2806","page","type-page","status-publish","hentry"],"yoast_head":"\nFee Schedule - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"The following fee schedule describes various fees associated with services at St. Paul Federal Credit Union.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/fee-schedule\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fee Schedule\" \/>\n<meta property=\"og:description\" content=\"The following fee schedule describes various fees associated with services at St. Paul Federal Credit Union.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/fee-schedule\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-15T16:31:01+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/fee-schedule\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/fee-schedule\\\/\",\"name\":\"Fee Schedule - 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