{"id":6975,"date":"2025-12-15T10:39:56","date_gmt":"2025-12-15T16:39:56","guid":{"rendered":"https:\/\/stpaulfcu.org\/?page_id=6975"},"modified":"2025-12-19T11:58:44","modified_gmt":"2025-12-19T17:58:44","slug":"check-stop-payment","status":"publish","type":"page","link":"https:\/\/stpaulfcu.org\/check-stop-payment\/","title":{"rendered":"Check Stop Payment"},"content":{"rendered":"\n
\n
<\/div>\n\n\n\n
\n
\n
<\/span><\/div>\n\n\n\n

Last Updated:<\/p>\n\n\n\n

January 25, 2025<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

Check Stop Payment<\/strong><\/h1>\n\n\n\n

Terms & Conditions<\/strong><\/h2>\n\n\n\n

1. Item Description.<\/strong>\u00a0I request the credit union to stop payment on the share draft or check (either referred to hereinafter as “item”), or Electronic Draft\/Check Conversion Transaction. I warrant that the above description, including the date or scheduled transfer date, its exact amount, the item number, and payee are correct. I understand that the EXACT information is necessary for the credit union’s system to identify the item, transfer, or conversion transaction. If I give the credit union the incorrect amount or any other incorrect information, the credit union will not be responsible for failing to stop payment<\/p>\n\n\n\n

2. Electronic Draft\/Check Conversion Transaction.<\/strong> I understand that if I authorize the conversion of an item to an electronic transaction that it will be presented for payment electronically through automated clearinghouse (ACH) processes. I warrant that the item upon which I am requesting to stop payment is not an Electronic Draft\/Check Conversion Transaction.<\/p>\n\n\n\n

3. Postdated Items.<\/strong> If this is a Postdated Item Notice, as indicated above, I hereby request the credit union to stop payment on the item indicated above if presented for payment prior to the date of the item. This Postdated Item Notice is subject to all terms and conditions for Stop Payment Requests.<\/p>\n\n\n\n

4. Stop Payment Requests.<\/strong> I agree that the credit union will not be responsible for stopping payment unless my Stop Payment Request is received by the credit union at least three (3) business days before a scheduled debit(s) or within a reasonable time for the credit union to act on my request prior to final payment or similar action. I understand that my Stop Payment Request is conditional and subject to the credit union’s verification that the item has not already been paid or that some other action to pay the item has not been taken. I understand that my Stop Payment Request will be effective as follows: for an oral request, a period of fourteen (14) days from the date of this request; for a written request, a period of six (6) months from the date of this request unless I withdraw this request or renew the request for additional periods, in writing. I also agree to notify the credit union promptly upon the issuance of any duplicate item which replaces the item subject to this request or upon return of the original item. I agree to pay the credit union a stop payment fee for each request as set forth above.<\/p>\n\n\n\n

5. Indemnification<\/strong> I agree to indemnify and hold the credit union harmless from all costs, including attorney’s fees, (to the extent permitted by law) damage or claims related to the credit union’s action in refusing payment of the item, including claims of any joint owner, payee, or endorsee, or in failing to stop payment of an item as a result of incorrect information provided by me.<\/p>\n\n\n\n

6. Uniform Commercial Code.<\/strong> This Stop Payment Request is subject to the Uniform Commercial Code as adopted by the state where the credit union’s main office is located, by automated clearinghouse rules and by other local clearinghouse rules.<\/p>\n\n\n\n

I understand that a stop payment is a one-time request to stop an individual item. I further understand that the originator of the entry may try again; bypassing system controls by making changes to entry details or amounts. I agree to monitor my account and notify you immediately if another payment posts improperly.  I further state that the debit transaction(s) was not originated with fraudulent intent by me or any person acting in concert with me. <\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Last Updated: January 25, 2025 Check Stop Payment Terms & Conditions 1. Item Description.\u00a0I request the credit union to stop payment on the share draft or check (either referred to hereinafter as “item”), or Electronic Draft\/Check Conversion Transaction. I warrant that the above description, including the date or scheduled transfer date, its exact amount, the […]<\/p>\n","protected":false},"author":25,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6975","page","type-page","status-publish","hentry"],"yoast_head":"\nCheck Stop Payment - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/check-stop-payment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Check Stop Payment\" \/>\n<meta property=\"og:description\" content=\"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/check-stop-payment\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-19T17:58:44+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/check-stop-payment\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/check-stop-payment\\\/\",\"name\":\"Check Stop Payment - St. Paul Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#website\"},\"datePublished\":\"2025-12-15T16:39:56+00:00\",\"dateModified\":\"2025-12-19T17:58:44+00:00\",\"description\":\"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/check-stop-payment\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/stpaulfcu.org\\\/check-stop-payment\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/check-stop-payment\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/stpaulfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Check Stop Payment\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/\",\"name\":\"St. Paul Federal Credit Union\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/stpaulfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#organization\",\"name\":\"St. Paul Federal Credit Union\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo.png\",\"width\":264,\"height\":46,\"caption\":\"St. Paul Federal Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/stpaulfcu.org\\\/\",\"https:\\\/\\\/x.com\\\/StPaulFCU\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Check Stop Payment - St. Paul Federal Credit Union","description":"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/stpaulfcu.org\/check-stop-payment\/","og_locale":"en_US","og_type":"article","og_title":"Check Stop Payment","og_description":"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union","og_url":"https:\/\/stpaulfcu.org\/check-stop-payment\/","og_site_name":"St. Paul Federal Credit Union","article_publisher":"https:\/\/www.facebook.com\/stpaulfcu.org\/","article_modified_time":"2025-12-19T17:58:44+00:00","twitter_card":"summary_large_image","twitter_site":"@StPaulFCU","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/stpaulfcu.org\/check-stop-payment\/","url":"https:\/\/stpaulfcu.org\/check-stop-payment\/","name":"Check Stop Payment - St. Paul Federal Credit Union","isPartOf":{"@id":"https:\/\/stpaulfcu.org\/#website"},"datePublished":"2025-12-15T16:39:56+00:00","dateModified":"2025-12-19T17:58:44+00:00","description":"On this page you'll find the complete Check Stop Payment terms and conditions of St. Paul Federal Credit Union","breadcrumb":{"@id":"https:\/\/stpaulfcu.org\/check-stop-payment\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/stpaulfcu.org\/check-stop-payment\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/stpaulfcu.org\/check-stop-payment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/stpaulfcu.org\/"},{"@type":"ListItem","position":2,"name":"Check Stop Payment"}]},{"@type":"WebSite","@id":"https:\/\/stpaulfcu.org\/#website","url":"https:\/\/stpaulfcu.org\/","name":"St. Paul Federal Credit Union","description":"","publisher":{"@id":"https:\/\/stpaulfcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/stpaulfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/stpaulfcu.org\/#organization","name":"St. Paul Federal Credit Union","url":"https:\/\/stpaulfcu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/stpaulfcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2023\/07\/logo.png","contentUrl":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2023\/07\/logo.png","width":264,"height":46,"caption":"St. Paul Federal Credit Union"},"image":{"@id":"https:\/\/stpaulfcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/stpaulfcu.org\/","https:\/\/x.com\/StPaulFCU"]}]}},"_links":{"self":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/pages\/6975","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/comments?post=6975"}],"version-history":[{"count":6,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/pages\/6975\/revisions"}],"predecessor-version":[{"id":7037,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/pages\/6975\/revisions\/7037"}],"wp:attachment":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/media?parent=6975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}