{"id":2669,"date":"2008-02-15T21:07:43","date_gmt":"2008-02-15T21:07:43","guid":{"rendered":"https:\/\/stpaulfcu.orgcertificate-rates\/"},"modified":"2024-11-08T10:02:59","modified_gmt":"2024-11-08T16:02:59","slug":"certificate-rates","status":"publish","type":"rates","link":"https:\/\/stpaulfcu.org\/rates\/certificate-rates\/","title":{"rendered":"Share &#038; IRA Certificate Rates"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-d445cf74 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-orange-background-color has-background wp-element-button\" href=\"https:\/\/stpaulfcu-cloud.lending360.com\/AccountOpening\/Application?membershipAnchorSet=True#\/membership\">Apply Now<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-f8ce51fb wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-a1d66ec7b7f17c2eb767fe69c82c91b2\" id=\"h-500-minimum-1\">$500 minimum<a href=\"#link1\"><sup>1 <\/sup><\/a><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group is-content-justification-right is-nowrap is-layout-flex wp-container-core-group-is-layout-6c1bb23e wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-calendar-days\"><\/span><\/div>\n\n\n\n<p>Last Updated:<\/p>\n\n\n<p>[last_update_rates group=&#8221;Share &#038; IRA Certificates&#8221;]<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>[rates groups=&#8221;Share &#038; IRA Certificates&#8221; labels=&#8221;6 Months&#8221; columns=&#8221;label:Term|dividend:Dividend Rate|apy:Annual Percentage Yield (APY)&#8221;]<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nbsp-1-000-minimum-2\">&nbsp;<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">$1,000 minimum<\/mark> <sup><a href=\"#link2\">2<\/a><\/sup><\/h2>\n\n\n<p>[rates groups=&#8221;Share &#038; IRA Certificates&#8221; labels=&#8221;12 Months|18 Months|24 Months|36 Months|48 Months|60 Months&#8221; columns=&#8221;label:Term|dividend:Dividend Rate|apy:Annual Percentage Yield (APY)&#8221;]<\/p>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color has-ss-font-size\" id=\"link1\"><a id=\"link1\"><\/a><sup>1<\/sup>For terms of 6 months, the penalty we may impose will equal 90 days&#8217; dividends on the amount withdrawn. Early withdrawal penalties may reduce the principal balance. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of the withdrawal.<\/p>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color has-ss-font-size\" id=\"link2\"><sup><a id=\"link2\"><\/a>2<\/sup>For terms of 12, 15 and 18 months, the penalty we may impose will equal 180 days&#8217; dividends on the amount withdrawn. For terms of 24, 36, 48, and 60 months, the penalty we may impose will equal 365 days&#8217; dividends on the amount withdrawn. Early withdrawal penalties may reduce the principal balance. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of the withdrawal.<\/p>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color has-ss-font-size\">All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. All rates are based on term. All loans are subject to credit approval<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>$500 minimum1 Last Updated: &nbsp;$1,000 minimum 2 1For terms of 6 months, the penalty we may impose will equal 90 days&#8217; dividends on the amount withdrawn. Early withdrawal penalties may reduce the principal balance. All dividends accrued, but not yet credited, will be paid to the share certificate at the time of the withdrawal. 2For [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-2669","rates","type-rates","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Share &amp; IRA Certificate Rates - St. Paul Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/rates\/certificate-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Share &amp; IRA Certificate Rates\" \/>\n<meta property=\"og:description\" content=\"$500 minimum1 Last Updated: &nbsp;$1,000 minimum 2 1For terms of 6 months, the penalty we may impose will equal 90 days&#8217; dividends on the amount withdrawn. Early withdrawal penalties may reduce the principal balance. 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Early withdrawal penalties may reduce the principal balance. 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