{"id":2670,"date":"2008-02-15T21:09:03","date_gmt":"2008-02-15T21:09:03","guid":{"rendered":"https:\/\/stpaulfcu.orgreal-estate-loan-rates\/"},"modified":"2026-01-05T09:44:59","modified_gmt":"2026-01-05T15:44:59","slug":"real-estate-loan-rates","status":"publish","type":"rates","link":"https:\/\/stpaulfcu.org\/rates\/real-estate-loan-rates\/","title":{"rendered":"Real Estate Loan Rates"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-ad4f97b6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-orange-background-color has-background wp-element-button\" href=\"https:\/\/stpaulfcu.org\/apply-mortgage\/\">Apply Now<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-32074ebc wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\" id=\"h-home-equity-line-of-credit\">Home Equity Line of Credit<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group is-content-justification-right is-nowrap is-layout-flex wp-container-core-group-is-layout-6c4c3a23 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-calendar-days\"><\/span><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Last Updated:<\/p>\n\n\n<p>[last_update_rates group=&#8221;Real Estate Loans&#8221;]<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color wp-block-paragraph\"><strong>Variable Rate. 15-year Amortization<\/strong><\/p>\n\n\n<p>[rates groups=&#8221;Real Estate Loans&#8221; subgroups=&#8221;Home Equity Line of Credit&#8221; columns=&#8221;description:Loan to Value|apr:Annual Percentage Rate (APR)&#8221;]<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-second-mortgage\">Second Mortgage<\/h2>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color wp-block-paragraph\"><strong>Fixed Rate<\/strong><\/p>\n\n\n<p>[rates groups=&#8221;Real Estate Loans&#8221; subgroups=&#8221;Second Mortgage&#8221; columns=&#8221;description:Loan to Value|label:Term|apr:Annual Percentage Rate (APR)|payment example:Payment Example&#8221;]<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h4 class=\"wp-block-heading\" id=\"h-first-mortgage\">First Mortgage<\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h6 class=\"wp-block-heading has-spfcu-navy-color has-text-color\" id=\"h-type-of-loan\"><strong>Type of Loan<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">First Mortgage<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h5 class=\"wp-block-heading has-spfcu-navy-color has-text-color\" id=\"h-annual-percentage-rate-apr\"><strong>Annual Percentage Rate (APR<\/strong>)<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/stpaulfcu.mortgagewebcenter.com\/responsive\/#\/ApplyNow\">Mortgage Application<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">If you have any further questions, please <a href=\"https:\/\/stpaulfcu.org\/contact-us\/\">contact us<\/a>.<\/p>\n\n\n\n<p class=\"has-spfcu-navy-color has-text-color has-ss-font-size wp-block-paragraph\">&nbsp;<span class=\"disclaimer\">All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. Rates quoted are the lowest possible rates and reflect borrowers with exceptional credit history. All rates are based on term. All loans are subject to credit approval.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Equity Line of Credit Last Updated: Variable Rate. 15-year Amortization Second Mortgage Fixed Rate First Mortgage Type of Loan First Mortgage Annual Percentage Rate (APR) Mortgage Application If you have any further questions, please contact us. &nbsp;All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-2670","rates","type-rates","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Real Estate Loan Rates - St. Paul Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/rates\/real-estate-loan-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Real Estate Loan Rates\" \/>\n<meta property=\"og:description\" content=\"Home Equity Line of Credit Last Updated: Variable Rate. 15-year Amortization Second Mortgage Fixed Rate First Mortgage Type of Loan First Mortgage Annual Percentage Rate (APR) Mortgage Application If you have any further questions, please contact us. &nbsp;All rates are deemed reliable, but not guaranteed. 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