{"id":2652,"date":"2008-02-15T20:39:25","date_gmt":"2008-02-15T20:39:25","guid":{"rendered":"https:\/\/stpaulfcu.orgauto-loans\/"},"modified":"2026-04-03T12:23:24","modified_gmt":"2026-04-03T17:23:24","slug":"auto-loans","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/auto-loans\/","title":{"rendered":"Auto Loans"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-6c531013 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:250%\">\n<h2 class=\"wp-block-heading has-text-align-left has-black-color has-text-color has-link-color wp-elements-cf21686cac0bfd91a5aa6b044d591012\" id=\"h-get-in-the-driver-s-seat-with-an-auto-loan-from-st-paul-federal-nbsp-credit-union\" style=\"font-size:30px\"><strong>Get in the Driver&#8217;s Seat with an Auto Loan from St. Paul Federal&nbsp;Credit Union<\/strong><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-d445cf74 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background has-custom-font-size wp-element-button\" href=\"https:\/\/loans.stpaulfcu.org\" style=\"border-radius:5px;font-size:18px\">Apply Online<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\">Whether you&#8217;re looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal has the hassle-free solutions you need.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading\" id=\"h-st-paul-federal-credit-union-auto-loan-advantages\" style=\"font-size:25px\">St. Paul Federal Credit Union Auto Loan Advantages<\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-704e782a wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-519888db wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-e35a5417 wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:14px;padding-left:14px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\"><a href=\"https:\/\/stpaulfcu.org\/rates\/auto-loan\/\">Low interest rates&nbsp;<\/a>&#8211; As low as [low_rate groups=&#8221;Auto Loan Rates&#8221;] APR for up to 72 Months<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Same rate tiers for &#8220;New&#8221; and &#8220;Used&#8221; vehicles<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Loan programs and terms tailored to your needs<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">100% + tax\/insurance financing&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Low monthly payments<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Quick credit decisions<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\"><a href=\"https:\/\/stpaulfcu.org\/advice-planning\/tools\/calculators?CALCULATORID=PC09&amp;TEMPLATE_ID=www.stpaulfcu.org_1\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#22548d\" class=\"has-inline-color\">Calculate your Payment<\/mark><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading\" id=\"h-72-month-auto-loan-rate-example\" style=\"font-size:25px\">72 Month Auto Loan Rate Example<\/h2>\n\n\n<p>[rates groups=&#8221;Auto Loan Rates&#8221; subgroups=&#8221;Auto Loans Service&#8221; columns=&#8221;label:Term|apr:Rate|amount financed:Amount Financed|sample payment:Sample Payment|amount per 1k financed:Amount per $1,000 Financed&#8221;]<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading\" id=\"h-we-finance-cars-trucks-and-more\" style=\"font-size:25px\">We Finance Cars, Trucks, and More<\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-704e782a wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-519888db wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-e35a5417 wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:14px;padding-left:14px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">New cars and light trucks<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Used vehicles up to 8 years old<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Special Financing for vehicles over 8 years old<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">ATV&#8217;s<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Motorcycles<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Snowmobiles<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-73abc59b wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size\">Personal Watercraft<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p style=\"font-size:20px\">RV&#8217;s<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading has-spfcu-navy-color has-text-color has-link-color wp-elements-0b4f619b1167f5ec5f4a4ef19dfd4bb2\" id=\"h-we-offer-add-on-protection-plans\" style=\"font-size:30px\">We Offer <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spfcu-navy-color\">Add-On Protection Plans<\/mark><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-d445cf74 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background has-custom-font-size wp-element-button\" href=\"https:\/\/loans.stpaulfcu.org\" style=\"border-radius:5px;font-size:18px\">Apply Online<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-lg-font-size\">We want to do all we can to protect you and your family from financial loss, that&#8217;s why St. Paul Federal Credit Union has partnered with <a href=\"https:\/\/stpaulfcu.org\/education\/loan-protection-programs\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#22548d\" class=\"has-inline-color\">protection program<\/mark><\/a> providers to keep you prepared for unexpected situations.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<p>*APR is Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of collateral and terms of the loan. Your rate can be higher or lower depending on credit performance; however, the maximum annual percentage rate for this offer is 18.00%. Financing up to the retail value of the collateral is available. All applications must undergo a final review process before being approved. The minimum loan amount for this offer is $5,000 and the maximum loan amount is $200,000.00. Example payment for a $25,000 loan with a term of 72 months with $0 down at [low_rate groups=&#8221;Auto Loan Rates&#8221;] APR will be approximately [rate_field groups=&#8221;Auto Loan Rates&#8221; subgroups=&#8221;Auto Loans Service&#8221; field=&#8221;sample payment&#8221; type=&#8221;min&#8221;]. Membership qualifications apply. Membership requires a $5 membership share account. This offer cannot be combined with any other offer. Loans currently financed with St. Paul Federal Credit Union are ineligible for this promotion. Federally Insured by NCUA.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get in the Driver&#8217;s Seat with an Auto Loan from St. Paul Federal&nbsp;Credit Union Whether you&#8217;re looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal has the hassle-free solutions you need. St. Paul Federal Credit Union Auto Loan Advantages Low interest rates&nbsp;&#8211; As low [&hellip;]<\/p>\n","protected":false},"featured_media":2651,"template":"","department":[250],"class_list":["post-2652","services","type-services","status-publish","has-post-thumbnail","hentry","department-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Auto Loans - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"Are you looking to buy a new or used vehicle, or want to refinance your current auto loan? 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