{"id":2783,"date":"2014-01-11T16:51:55","date_gmt":"2014-01-11T22:51:55","guid":{"rendered":"https:\/\/stpaulfcu.orgcertificates\/"},"modified":"2025-12-19T11:10:48","modified_gmt":"2025-12-19T17:10:48","slug":"certificates","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/certificates\/","title":{"rendered":"Certificates"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-st-paul-federal-credit-union-certificates\" style=\"font-size:30px\">St. Paul Federal Credit Union Certificates<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">A certificate from St. Paul Federal Credit Union provides an excellent way to watch your savings grow.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-lg-font-size\">A St. Paul Federal Credit Union certificate, like a St. Paul Federal savings account, is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Unlike a savings account, a St. Paul Federal Credit Union certificate has a specific, fixed rate of return and a fixed period of time until maturity. Penalties are applied if the certificate is redeemed before the date of maturity. Rates of return increase in correlation with the term of the certificate.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2d658585 wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-buttons is-content-justification-space-between is-layout-flex wp-container-core-buttons-is-layout-b2891da8 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background wp-element-button\" href=\"https:\/\/stpaulfcu.org\/certificate-rates\/\" style=\"border-radius:5px\">View Current Rates<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-d445cf74 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background wp-element-button\" href=\"https:\/\/ebanking.stpaulfcu.org\/Authentication\/Login.aspx\" style=\"border-radius:5px\">Sign Up or Login to eBanking<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:200px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>St. Paul Federal Credit Union Certificates A certificate from St. Paul Federal Credit Union provides an excellent way to watch your savings grow. A St. Paul Federal Credit Union certificate, like a St. Paul Federal savings account, is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Unlike a savings account, [&hellip;]<\/p>\n","protected":false},"featured_media":2782,"template":"","department":[251],"class_list":["post-2783","services","type-services","status-publish","has-post-thumbnail","hentry","department-personal-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Certificates - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"Watch your savings grow with a certificate from St. Paul Federal! A St. Paul Federal Credit Union certificate is federally by NCUA.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/services\/certificates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificates\" \/>\n<meta property=\"og:description\" content=\"Watch your savings grow with a certificate from St. Paul Federal! 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