{"id":2786,"date":"2014-01-11T17:08:15","date_gmt":"2014-01-11T23:08:15","guid":{"rendered":"https:\/\/stpaulfcu.orgretirement-accounts\/"},"modified":"2025-08-20T15:45:37","modified_gmt":"2025-08-20T20:45:37","slug":"retirement-accounts","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/","title":{"rendered":"Retirement Accounts"},"content":{"rendered":"\n

Invest in Your Future with a Retirement Account from St. Paul Federal Credit Union<\/h3>\n\n\n\n

Whether you’re investing for the long-term with an IRA or need a short-term investment product like a small deposit share certificate, St. Paul Federal Credit Union offers a wide variety of investment options to members. All of our investment options pay capital dividends. Select what’s right for you.<\/p>\n\n\n\n

St. Paul Federal Credit Union Share Certificate Advantages<\/h2>\n\n\n\n
\n
\n
\n
\n
<\/span><\/div>\n\n\n\n

Tier-based dividend rates\u2014the more you save the more you earn<\/p>\n<\/div>\n\n\n\n

\n
<\/span><\/div>\n\n\n\n

Six-month to five-year terms available<\/p>\n<\/div>\n\n\n\n

\n
<\/span><\/div>\n\n\n\n

24\/7 phone and eBanking access<\/p>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
<\/span><\/div>\n\n\n\n

Individual Retirement Accounts (IRAs)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

At St. Paul Federal Credit Union, we believe in promoting retirement savings for our members and proudly offer a variety of IRAs to help you meet your goals. We offer traditional IRAs, the popular Roth IRAs and Coverdell Education IRAs. All of our IRA accounts are federally insured by the National Credit Union Administration up to $250,000.<\/p>\n\n\n\n

\n

IRA Share Account<\/h3>\n\n\n\n

An IRA share account makes saving for retirement easy. Open this account with as little as $1.00 and make additional deposits up to the maximum allowed annually. You’ll be on your way to a more secure future.<\/p>\n<\/div>\n\n\n\n

\n

IRA Share Certificate<\/h3>\n\n\n\n

Earn high certificate rates on your retirement savings with a minimum balance of $500.00 for a six-month certificate, or $1,000 with all other term certificates. Terms range from six months to five years. You can roll over funds from another IRA or a qualified employer pension plan.<\/p>\n<\/div>\n\n\n\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Invest in Your Future with a Retirement Account from St. Paul Federal Credit Union Whether you’re investing for the long-term with an IRA or need a short-term investment product like a small deposit share certificate, St. Paul Federal Credit Union offers a wide variety of investment options to members. All of our investment options pay […]<\/p>\n","protected":false},"featured_media":2785,"template":"","department":[254],"class_list":["post-2786","services","type-services","status-publish","has-post-thumbnail","hentry","department-investments"],"yoast_head":"\nRetirement Accounts - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement Accounts\" \/>\n<meta property=\"og:description\" content=\"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-20T20:45:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/01\/Retirement.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"849\" \/>\n\t<meta property=\"og:image:height\" content=\"283\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/\",\"name\":\"Retirement Accounts - St. Paul Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2014\\\/01\\\/Retirement.jpg\",\"datePublished\":\"2014-01-11T23:08:15+00:00\",\"dateModified\":\"2025-08-20T20:45:37+00:00\",\"description\":\"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/#primaryimage\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2014\\\/01\\\/Retirement.jpg\",\"contentUrl\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2014\\\/01\\\/Retirement.jpg\",\"width\":849,\"height\":283},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/retirement-accounts\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/stpaulfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Retirement Accounts\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/\",\"name\":\"St. Paul Federal Credit Union\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/stpaulfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#organization\",\"name\":\"St. Paul Federal Credit Union\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/stpaulfcu.org\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo.png\",\"width\":264,\"height\":46,\"caption\":\"St. Paul Federal Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/stpaulfcu.org\\\/\",\"https:\\\/\\\/x.com\\\/StPaulFCU\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Retirement Accounts - St. Paul Federal Credit Union","description":"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/","og_locale":"en_US","og_type":"article","og_title":"Retirement Accounts","og_description":"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!","og_url":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/","og_site_name":"St. Paul Federal Credit Union","article_publisher":"https:\/\/www.facebook.com\/stpaulfcu.org\/","article_modified_time":"2025-08-20T20:45:37+00:00","og_image":[{"width":849,"height":283,"url":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/01\/Retirement.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@StPaulFCU","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/","url":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/","name":"Retirement Accounts - St. Paul Federal Credit Union","isPartOf":{"@id":"https:\/\/stpaulfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/#primaryimage"},"image":{"@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/#primaryimage"},"thumbnailUrl":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/01\/Retirement.jpg","datePublished":"2014-01-11T23:08:15+00:00","dateModified":"2025-08-20T20:45:37+00:00","description":"Whether you're investing for retirement and the long-term with an IRA or something more short-term, St. Paul Federal Credit Union can help!","breadcrumb":{"@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/stpaulfcu.org\/services\/retirement-accounts\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/#primaryimage","url":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/01\/Retirement.jpg","contentUrl":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/01\/Retirement.jpg","width":849,"height":283},{"@type":"BreadcrumbList","@id":"https:\/\/stpaulfcu.org\/services\/retirement-accounts\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/stpaulfcu.org\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/stpaulfcu.org\/services\/"},{"@type":"ListItem","position":3,"name":"Retirement Accounts"}]},{"@type":"WebSite","@id":"https:\/\/stpaulfcu.org\/#website","url":"https:\/\/stpaulfcu.org\/","name":"St. Paul Federal Credit Union","description":"","publisher":{"@id":"https:\/\/stpaulfcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/stpaulfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/stpaulfcu.org\/#organization","name":"St. Paul Federal Credit Union","url":"https:\/\/stpaulfcu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/stpaulfcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2023\/07\/logo.png","contentUrl":"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2023\/07\/logo.png","width":264,"height":46,"caption":"St. Paul Federal Credit Union"},"image":{"@id":"https:\/\/stpaulfcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/stpaulfcu.org\/","https:\/\/x.com\/StPaulFCU"]}]}},"_links":{"self":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/services\/2786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/services"}],"about":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/types\/services"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/media\/2785"}],"wp:attachment":[{"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/media?parent=2786"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/stpaulfcu.org\/api\/wp\/v2\/department?post=2786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}