{"id":2791,"date":"2008-02-15T20:34:58","date_gmt":"2008-02-16T02:34:58","guid":{"rendered":"https:\/\/stpaulfcu.orgsavings\/"},"modified":"2025-12-22T09:36:42","modified_gmt":"2025-12-22T15:36:42","slug":"savings-account","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/savings-account\/","title":{"rendered":"Savings"},"content":{"rendered":"\n<div ng-jq class=\"box-results silvercloud-top-content-wrapper\" widget=\"64e3a778387f23194a42b8aa\" product=\"5cfe67e4387f236f1600763f\"><\/div>\n\n\n\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-2bc3d734 wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-cc01957d9bde34203afa992bfcfcbe4d\" id=\"h-st-paul-federal-credit-union-capital-savings\" style=\"font-size:30px\">St. Paul Federal Credit Union Capital Savings<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-ad4f97b6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background wp-element-button\" href=\"application\" style=\"border-radius:5px\">Open an Account<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">With a minimum deposit of $5, you can start saving today by opening a St. Paul Federal Credit Union Capital Savings Account.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-lg-font-size wp-block-paragraph\">Our Capital Savings Accounts are federally insured, offer competitive rates, and can be accessed worldwide<sup>1<\/sup> at anytime for ultimate flexibility. Start today when you create your own custom-named savings account or open a holiday account.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--30)\">\n<h2 class=\"wp-block-heading\" id=\"h-st-paul-federal-credit-union-capital-savings-account-advantages-nbsp\" style=\"font-size:25px\">St. Paul Federal Credit Union Capital Savings Account Advantages&nbsp;<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Competitive dividend rates<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Dividends calculated daily<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Interest compounded monthly<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">$5 minimum to open\u2014$50 minimum to earn dividends<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-1aa6ce56 wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">No monthly fee<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Create your own custom-named account or open a holiday account&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Direct deposit available<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">ATMs available worldwide<sup>1<\/sup><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">24\/7 phone and eBanking access<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-0377945a wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-2-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-67c2d3bf wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--70);margin-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-green-background-color has-background wp-element-button\" href=\"application\" style=\"border-radius:5px\">Open An Account<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-f9c5a310 wp-block-group-is-layout-constrained\">\n<p class=\"has-spfcu-navy-color has-text-color has-link-color wp-elements-f667c9cdcd5124e6a4eb590f4ccac71d wp-block-paragraph\"><sup>1<\/sup> Access available at ATMs worldwide with an open Checking Account and Active Debit Card.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>St. Paul Federal Credit Union Capital Savings With a minimum deposit of $5, you can start saving today by opening a St. Paul Federal Credit Union Capital Savings Account. Our Capital Savings Accounts are federally insured, offer competitive rates, and can be accessed worldwide1 at anytime for ultimate flexibility. Start today when you create your [&hellip;]<\/p>\n","protected":false},"featured_media":2790,"template":"","department":[251],"class_list":["post-2791","services","type-services","status-publish","has-post-thumbnail","hentry","department-personal-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Savings - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"With a minimum deposit of $5, you can start saving today by opening a St. Paul Federal Credit Union Capital Savings Account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/services\/savings-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings\" \/>\n<meta property=\"og:description\" content=\"With a minimum deposit of $5, you can start saving today by opening a St. Paul Federal Credit Union Capital Savings Account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/services\/savings-account\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-22T15:36:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2008\/02\/Savings.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"843\" \/>\n\t<meta property=\"og:image:height\" content=\"281\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/savings-account\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/savings-account\\\/\",\"name\":\"Savings - 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