{"id":2793,"date":"2008-02-15T20:34:58","date_gmt":"2008-02-15T20:34:58","guid":{"rendered":"https:\/\/stpaulfcu.orgmortgages\/"},"modified":"2025-12-19T10:47:19","modified_gmt":"2025-12-19T16:47:19","slug":"mortgages","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"\n
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Real Estate Loans from St. Paul Federal<\/strong><\/h2>\n<\/div>\n\n\n\n
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When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans. <\/p>\n\n\n\n

Advantages of a St. Paul Federal Credit Union Real Estate Loan<\/strong><\/h2>\n\n\n\n
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Low interest rates<\/p>\n<\/div>\n\n\n\n

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Multiple payment options<\/p>\n<\/div>\n\n\n\n

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Minimal closing costs (where applicable)<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Minimal closing costs (where applicable)<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Types of Real Estate Loans from St. Paul Federal Credit Union<\/strong><\/h2>\n\n\n\n

While all of our real estate loans offer the advantages listed above, there are a few differences. Select the type of loan that best meets your<\/em> needs.<\/p>\n\n\n\n

First Mortgage Loans<\/h3>\n\n\n\n
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Programs and terms to meet your needs<\/p>\n<\/div>\n\n\n\n

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Purchase and refinance<\/p>\n<\/div>\n\n\n\n

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Escrow accounts<\/p>\n<\/div>\n\n\n\n

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Fixed or adjustable rate options<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Lifetime loan servicing\u2014St. Paul Federal Credit Union will always be your first point of contact and your payment will always be made to us<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Home Improvement Loans<\/h3>\n\n\n\n
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Programs and terms to meet your needs<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Fixed rate loans<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Second Mortgage Loans<\/h3>\n\n\n\n
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Programs and terms to meet your needs<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Fixed rate loans<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Land Loans<\/h3>\n\n\n\n
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5-year balloon, 30-year payment amortization<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Fixed rate loans<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Home Equity Line of Credit Loans<\/h3>\n\n\n\n
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Low interest rates, adjustable and tied to the prime rate<\/p>\n<\/div>\n\n\n\n

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5-year draw period<\/p>\n<\/div>\n\n\n\n

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Terms up to 15 years<\/p>\n<\/div>\n\n\n\n

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No origination fee<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Low closing costs<\/p>\n<\/div>\n\n\n\n

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Credit limits offered up to 100% of the value of your primary residence (based on tax value or appraised value)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Applying Online <\/mark>is as Easy as 1-2-3<\/strong><\/h2>\n<\/div>\n\n\n\n
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Our goal is to provide the highest level of service at competitive rates. You can apply online<\/a> in as little as 20 minutes.<\/p>\n\n\n\n

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Apply online to complete the application.<\/p>\n<\/div>\n\n\n\n

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Your information will be reviewed for instant online approval as soon as you submit your completed application.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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A St. Paul Federal Credit Union Mortgage Officer will follow up with you to answer any questions you may have.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

Real Estate Loans from St. Paul Federal When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans.  […]<\/p>\n","protected":false},"featured_media":2792,"template":"","department":[250],"class_list":["post-2793","services","type-services","status-publish","has-post-thumbnail","hentry","department-loans"],"yoast_head":"\nMortgages - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"When considering a real estate loan, talk to St. Paul Federal Credit Union. 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