{"id":2819,"date":"2014-02-18T21:56:04","date_gmt":"2014-02-19T03:56:04","guid":{"rendered":"https:\/\/stpaulfcu.orgprivate-student-loans\/"},"modified":"2026-10-29T14:18:47","modified_gmt":"2026-10-29T19:18:47","slug":"private-student-loans","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/private-student-loans\/","title":{"rendered":"Private Student Loans"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 id=\"h-private-student-loan-options-from-st-paul-federal-nbsp\" class=\"wp-block-heading has-black-color has-text-color\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);font-size:30px\">Private Student Loan Options from St. Paul Federal&nbsp;<\/h2>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Recognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans as well as consolidations and refinancing.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-73d85c4d wp-block-group-is-layout-flex\">\n<h3 id=\"h-go-beyond-federal-options\" class=\"wp-block-heading has-spfcu-navy-color has-text-color\" style=\"font-size:25px\">Go Beyond Federal Options<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-ad4f97b6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-white-color has-spfcu-green-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/partner.lendkey.com\/stpaulfcu\/student\" style=\"border-radius:5px\">Apply Today<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal&#8217;s Private Student Loan can assist students and families when federal options are exhausted. Our Private Student Loan can help pay for all qualified education expenses including tuition, room and board, books and computers. These loans also include an in-school payment feature that helps students learn responsible repayment habits and build their credit scores.<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">It&#8217;s easy and free to apply!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 id=\"h-refinance-existing-student-loans-0\" class=\"wp-block-heading has-spfcu-navy-color has-text-color has-link-color wp-elements-1\">Refinance Existing Student Loans<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-ad4f97b6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/partner.lendkey.com\/stpaulfcu\/refinance\">Refinance Today<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">We have partnered with LendKey to make repaying your student loan debt easier by refinancing your existing student loans. You may be able to lower your monthly payments and reduce your interest rate by refinancing your existing student loans with St. Paul Federal Credit Union. Contact LendKey to see if you\u2019re eligible.<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Here are some of the great benefits of refinancing your student loans with St. Paul Federal and LendKey:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">No application or origination fees<\/li>\n\n\n\n<li class=\"has-lg-font-size\">Make one loan payment, instead of several<\/li>\n\n\n\n<li class=\"has-lg-font-size\">Choose the option that fit your situation<\/li>\n\n\n\n<li class=\"has-lg-font-size\">Discounts for making automatic (ACH) Payments<\/li>\n\n\n\n<li class=\"has-lg-font-size\">Co-signer release after 12 months of on-time, interest and principal payments, when requested<\/li>\n<\/ul>\n\n\n\n<div id=\"consolidate-refinance\" class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-73d85c4d wp-block-group-is-layout-flex\">\n<h3 id=\"h-consolidate-existing-nbsp-student-loans\" class=\"wp-block-heading has-spfcu-navy-color has-text-color\" style=\"font-size:25px\">Consolidate Existing&nbsp;Student Loans<a href=\"https:\/\/stpaulfcu.org\/services\/private-student-loans\/#h-consolidate-existing-student-loans\"> <\/a><\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">For recent college graduates currently faced with high interest private student loan debt, St. Paul Federal offers a consolidation and refinancing solution. Our Private Student Loan Consolidation combines loans from multiple lenders into one easy payment. This option can also potentially save thousands of dollars in student loan payments every year, allowing borrowers to put the extra money towards paying off their debt faster, or towards a major purchase such as a car or home.<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Questions about student loan consolidation and refinancing? Check out LendKey&#8217;s Frequently Asked Questions.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-d9a36c2f wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/partner.lendkey.com\/stpaulfcu\/refinance\/faqs\">LendKey FAQ&#8217;s<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private Student Loan Options from St. Paul Federal&nbsp; Recognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans as well as consolidations and refinancing. Go Beyond Federal Options With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal&#8217;s Private Student [&hellip;]<\/p>\n","protected":false},"featured_media":2818,"template":"","department":[250],"class_list":["post-2819","services","type-services","status-publish","has-post-thumbnail","hentry","department-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Private Student Loans - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"To meet the demand for higher education financing, St. Paul Federal Credit Union offers Private Student Loans, Consolidation and Refinancing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/services\/private-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Private Student Loans\" \/>\n<meta property=\"og:description\" content=\"To meet the demand for higher education financing, St. Paul Federal Credit Union offers Private Student Loans, Consolidation and Refinancing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/services\/private-student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-29T19:18:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/02\/College_Loans.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"832\" \/>\n\t<meta property=\"og:image:height\" content=\"277\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/private-student-loans\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/private-student-loans\\\/\",\"name\":\"Private Student Loans - 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