{"id":2819,"date":"2014-02-18T21:56:04","date_gmt":"2014-02-19T03:56:04","guid":{"rendered":"https:\/\/stpaulfcu.orgprivate-student-loans\/"},"modified":"2025-12-16T11:13:13","modified_gmt":"2025-12-16T17:13:13","slug":"private-student-loans","status":"publish","type":"services","link":"https:\/\/stpaulfcu.org\/services\/private-student-loans\/","title":{"rendered":"Private Student Loans"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-black-color has-text-color\" id=\"h-private-student-loan-options-from-st-paul-federal-nbsp\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);font-size:30px\">Private Student Loan Options from St. Paul Federal&nbsp;<\/h2>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Recognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans and Private Student Loan Consolidations.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-73d85c4d wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-spfcu-navy-color has-text-color\" id=\"h-go-beyond-federal-options\" style=\"font-size:25px\">Go Beyond Federal Options<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-white-color has-spfcu-green-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/partner.lendkey.com\/stpaulfcu\/student\" style=\"border-radius:5px\">Apply Today<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal&#8217;s Private Student Loan can assist students and families when federal options are exhausted. Our Private Student Loan can help pay for all qualified education expenses including tuition, room and board, books and computers. The Private Student Loan also includes an in-school payment feature that helps students learn responsible repayment habits and build their credit scores.<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">It&#8217;s easy and free to apply!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-73d85c4d wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-spfcu-navy-color has-text-color\" id=\"h-consolidate-existing-student-loans\" style=\"font-size:25px\">Consolidate Existing\u00a0Student Loans<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-spfcu-white-color has-spfcu-green-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/partner.lendkey.com\/stpaulfcu\/refinance\" style=\"border-radius:5px\">Consolidate Today<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">For recent college graduates currently faced with high interest private student loan debt, St. Paul Federal offers a consolidation and refinancing solution. Our Private Student Loan Consolidation combines loans from multiple lenders into one easy payment. This option can also potentially save thousands of dollars in student loan payments every year, allowing borrowers to put the extra money towards paying off their debt faster, or towards a major purchase such as a car or home.<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">We have partnered with LendKey to make repaying your student loan debt easier! Plus, enjoy these great benefits.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-4128ce2a wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-right:0;padding-bottom:var(--wp--preset--spacing--40);padding-left:0\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-ef3d793d wp-block-group-is-layout-flex\" style=\"border-style:none;border-width:0px;margin-top:0;margin-bottom:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-ebb8f90e wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0;padding-left:0px\">\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-4a621c5a wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">No application or origination fees<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f613f wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Make one loan payment, instead of several<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f613f wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Choose the option that best fit your situation<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f613f wp-block-group-is-layout-flex\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Discounts for making automatic (ACH) payments<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-right is-layout-flex wp-container-core-group-is-layout-da23d157 wp-block-group-is-layout-flex\" style=\"padding-top:0px;padding-right:0px;padding-left:0px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-5bac9446 wp-block-group-is-layout-flex\" style=\"padding-left:0\">\n<div class=\"wp-block-bizzynate-gutenberg-icon-block has-text-align-center has-spfcu-green-color has-text-color has-xl-font-size\"><span class=\"fad fa-check\"><\/span><\/div>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Co-signer release after 12 months of on-time, interest and principal payments, when requested<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Private Student Loan Options from St. Paul Federal&nbsp; Recognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans and Private Student Loan Consolidations. Go Beyond Federal Options With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal&#8217;s Private Student Loan [&hellip;]<\/p>\n","protected":false},"featured_media":2818,"template":"","department":[250],"class_list":["post-2819","services","type-services","status-publish","has-post-thumbnail","hentry","department-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Private Student Loans - St. Paul Federal Credit Union<\/title>\n<meta name=\"description\" content=\"To meet our member demand for higher education financing, St. Paul Federal Credit Union offers Private Student Loans and Consolidation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stpaulfcu.org\/services\/private-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Private Student Loans\" \/>\n<meta property=\"og:description\" content=\"To meet our member demand for higher education financing, St. Paul Federal Credit Union offers Private Student Loans and Consolidation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stpaulfcu.org\/services\/private-student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Paul Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stpaulfcu.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-16T17:13:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stpaulfcu.org\/wp-content\/uploads\/2014\/02\/College_Loans.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"832\" \/>\n\t<meta property=\"og:image:height\" content=\"277\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@StPaulFCU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/private-student-loans\\\/\",\"url\":\"https:\\\/\\\/stpaulfcu.org\\\/services\\\/private-student-loans\\\/\",\"name\":\"Private Student Loans - 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