Auto Loans

Apply Online

Get in the Driver's Seat with an Auto Loan from St. Paul Federal Credit Union

Whether you're looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal can provide you with a hassle-free solution. Our low rates and terms, coupled with our convenient application process, will get you on the road in no time!

St. Paul Federal Credit Union Auto Loan Advantages

  • Low interest rates - As low as 1.89% APR for up to 72 Months
  • Same rate tiers for "New" and "Used" vehicles
  • Loan programs and terms tailored to your needs
  • 100% + tax/insurance financing 
  • Quick credit decisions
  • Low monthly payments
  • Calculate your Payment

72 Month Auto Loan Rate Example

Term Rate Amount Financed Sample Payment Amount per $1,000 Financed
72 Months 1.89% $25,000 $368 $14.72

Apply Online

We Finance Cars, Trucks, and More

  • New cars and light trucks
  • Used vehicles up to 10 years old 
  • Special Financing for vehicles over 10 years old
  • ATV's
  • Motorcycles
  • Snowmobiles
  • Personal Watercraft
  • RV's

We Offer Add-On Protection Plans

We want to do all we can to protect you and your family from financial loss, that's why St. Paul Federal Credit Union has partnered with several protection program providers to keep you prepared for unexpected situations. These services include Credit Life and Credit Disability Insurance, Extended Warranty Coverage, GAP Insurance, and Automobile Insurance. 

Apply Online


All rates are deemed reliable, but not guaranteed. Please check with the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. Rates quoted are the lowest possible rates and reflect borrowers with exceptional credit history. All rates are based on term. All loans are subject to credit approval.