• Our branch offices will be closed on Tuesday, December 24th & Wednesday, December 25th. Manage your accounts using eBanking or by calling our 24/7 call center at 800-782-5767.

Do you Know the Best Times to Shop and Save?

Education

Do you Know the Best Times to Shop and Save?

Time Your Purchases and Save!

Saving money on basics such as clothes, books, technology, food, and home supplies sounds appealing, right? By shopping during the right times and at the right places, you’ll find plenty of ways to snag some savings.

Computers and Electronics

Buy: July and August, or after a new model is launched

Get in on mid-summer back-to-school sales, or check markdowns around the holidays.  Also, when new models debut, prices will drop on the previous models.

Groceries

Buy: Sunday evenings

SmartMoney suggests hitting the aisles on Sundays to maximize savings.  Stores generally run sales from Wednesday to Tuesday, but the latest manufacturer’s coupons are available Sunday.  Another practical tip is to buy items in season that you can freeze for later use.  Fresh strawberries or peaches you freeze are great in blended smoothies or pies.

Clothes

Buy: Thursday evenings, end of season

You’ll find the best selection of goods on Thursday evenings – most weekend sale prices are effective, but a slew of shoppers haven’t yet raided the stores. Denise Winston, a financial lifestyle expert in Bakersfield, California, Suggests: “Shop end of season, after holidays, clearance, and with a friend for “buy more, save more” sales.  And always watch for store coupons.”

Furniture, Linens, and Bedding

Buy: January and July

You can spend quite a few pennies furnishing an apartment, but shopping at the right time can help slash the price tag.  According to MSN Money, showrooms stock new furniture after the holidays and as fall rolls in.  Bedding and linens are generally cheapest in January.

Winston also says that a great way to save on furniture and many other items is to simply ask the store clerk if any damaged, scratched or discontinued items are available.  “I’ve saved up to 90% this way on items like leather sofas, washing machines, microwaves, dishes, and home decor,” she says.

Vacuum Cleaners

Buy: April and May

Besides showers and flowers, April and May also bring spring cleaning! Prices on older models start to wind down during these months, as new models arrive. 

Bicycles and Outdoor Gear

Buy: January

Most sporting goods stores begin changing their seasonal fear in February and March.  Before the store makeover, in January, owners generally discount much of their existing inventory.

Related Topics