Products & Services

Retirement Accounts

Retirement Accounts

Invest in Your Future with a Retirement Account from St. Paul Federal Credit Union

Whether you’re investing for the long-term with an IRA or need a short-term investment product like a small deposit share certificate, St. Paul Federal Credit Union offers a wide variety of investment options to members. All of our investment options pay capital dividends. Select what’s right for you.

St. Paul Federal Credit Union Share Certificate Advantages

Tier-based dividend rates—the more you save the more you earn

Six-month to five-year terms available

24/7 phone and eBanking access

Individual Retirement Accounts (IRAs)

At St. Paul Federal Credit Union, we believe in promoting retirement savings for our members and proudly offer a variety of IRAs to help you meet your goals. We offer traditional IRAs, the popular Roth IRAs and Coverdell Education IRAs. All of our IRA accounts are federally insured by the National Credit Union Administration up to $250,000.

IRA Share Account

Saving for retirement doesn’t get any easier than this. Open this account with as little as $1.00 and make additional deposits up to the maximum allowed annually. You’ll be on your way to a more secure future.

IRA Share Certificate

Earn high certificate rates on your retirement savings with a minimum balance of $500.00 for a six-month certificate, or $1,000 with all other term certificates. Terms range from six months to five years, and funds can be rolled over from another IRA or from a qualified employer pension plan.

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Anywhere, Any device!