Products & Services

Auto Loans

Auto Loans

Get in the Driver’s Seat with an Auto Loan from St. Paul Federal Credit Union

Whether you’re looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal can provide you with a hassle-free solution.

St. Paul Federal Credit Union Auto Loan Advantages

Low interest rates – As low as 6.29% APR for up to 72 Months

Same rate tiers for “New” and “Used” vehicles

Loan programs and terms tailored to your needs

100% + tax/insurance financing 

Low monthly payments

Quick credit decisions

72 Month Auto Loan Rate Example

TermRateAmount FinancedSample PaymentAmount per $1,000 Financed
72 Months6.29%$25,000$417.77$16.72

We Finance Cars, Trucks, and More

New cars and light trucks

Used vehicles up to 10 years old

Special Financing for vehicles over 10 years old




Personal Watercraft


We want to do all we can to protect you and your family from financial loss, that’s why St. Paul Federal Credit Union has partnered with protection program providers to keep you prepared for unexpected situations.

Banking Any Time,
Anywhere, Any device!