Products & Services

Auto Loans

Auto Loans

Get in the Driver’s Seat with an Auto Loan from St. Paul Federal Credit Union

Whether you’re looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal can provide you with a hassle-free solution.

St. Paul Federal Credit Union Auto Loan Advantages

Low interest rates – As low as 5.99% APR for up to 72 Months

Same rate tiers for “New” and “Used” vehicles

Loan programs and terms tailored to your needs

100% + tax/insurance financing 

Low monthly payments

Quick credit decisions

72 Month Auto Loan Rate Example

TermRateAmount FinancedSample PaymentAmount per $1,000 Financed
72 Months5.25%$25,000$414.00$16.56

We Finance Cars, Trucks, and More

New cars and light trucks

Used vehicles up to 10 years old

Special Financing for vehicles over 10 years old

ATV’s

Motorcycles

Snowmobiles

Personal Watercraft

RV’s

We want to do all we can to protect you and your family from financial loss, that’s why St. Paul Federal Credit Union has partnered with protection program providers to keep you prepared for unexpected situations.

 

*APR is Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of collateral and terms of the loan. Your rate can be higher or lower depending on credit performance; however, the maximum annual percentage rate for this offer is 18.00%. Financing up to the retail value of the collateral is available. All applications must undergo a final review process before being approved. The minimum loan amount for this offer is $7,500 and the maximum loan amount is $150,000. Example payment for a $25,000 loan with a term of 72 months with $0 down at 5.99% APR will be approximately $414.00. Membership qualifications apply. Membership requires a $5 membership share account. This offer cannot be combined with any other offer. Loans currently financed with St. Paul Federal Credit Union are ineligible for this promotion. Federally Insured by NCUA.

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