• Our branches will close at 4:30 pm on Wednesday, November 4th, 2026. We will reopen at normal hours on Thursday, November 5th.

    We apologize for any inconvenience this may cause. Our 24×7 call center, eBanking and mBanking will still be available.

    Our branch offices will also be closed on Tuesday, November 11th in honor of Veterans Day.

Products & Services

Consumer Loans

Consumer Loans

St. Paul Federal Credit Union Consumer Loan Products

When you’re in the market for a special purpose loan, St. Paul Federal Credit Union offers a wide variety of consumer loans designed to meet your financial needs.

Signature Loan

Use for any need

No collateral Required

Share Certificate Loan

No maximum loan amounts

Certificate and Loan Mature on Same Day

Lower interest rates

Recreational Vehicle Loan

100% + tax/insurance financing available

Includes Motorcycles, ATVs, Personal Watercraft, RV’s, and Snowmobiles

NADA® Values

Overdraft Lines of Credit

Linked directly to your checking account

Low minimum $25 monthly payment on outstanding balances

Funds available when you need them, automatically transferred to your checking account as needed

Consumer Loan Advantages

Low interest rates

No fees

Flexible terms

Banking Any Time,
Anywhere, Any Device!