• Our branches will close at 4:30 pm on Wednesday, November 4th, 2026. We will reopen at normal hours on Thursday, November 5th.

    We apologize for any inconvenience this may cause. Our 24×7 call center, eBanking and mBanking will still be available.

    Our branch offices will also be closed on Tuesday, November 11th in honor of Veterans Day.

Products & Services

Certificates

Certificates

St. Paul Federal Credit Union Certificates

A certificate from St. Paul Federal Credit Union provides an excellent way to watch your savings grow.

A St. Paul Federal Credit Union certificate, like a St. Paul Federal savings account, is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Unlike a savings account, a St. Paul Federal Credit Union certificate has a specific, fixed rate of return and a fixed period of time until maturity. Penalties are applied if the certificate is redeemed before the date of maturity. Rates of return increase in correlation with the term of the certificate.

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