Real Estate Loans from St. Paul Federal
When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans.
Advantages of a St. Paul Federal Credit Union Real Estate Loan
Low interest rates
Multiple payment options
Minimal closing costs (where applicable)
Minimal closing costs (where applicable)
Types of Real Estate Loans from St. Paul Federal Credit Union
While all of our real estate loans offer the advantages listed above, there are a few differences. Select the type of loan that best meets your needs.
First Mortgage Loans
Programs and terms to meet your needs
Purchase and refinance
Escrow accounts
Fixed or adjustable rate options
Lifetime loan servicing—St. Paul Federal Credit Union will always be your first point of contact and your payment will always be made to us
Home Improvement Loans
Programs and terms to meet your needs
Fixed rate loans
Second Mortgage Loans
Programs and terms to meet your needs
Fixed rate loans
Land Loans
5-year balloon, 30-year payment amortization
Fixed rate loans
Home Equity Line of Credit Loans
Low interest rates, adjustable and tied to the prime rate
5-year draw period
Terms up to 15 years
No origination fee
Low closing costs
Credit limits offered up to 100% of the value of your primary residence (based on tax value or appraised value)
Applying Online is as Easy as 1-2-3
Our goal is to provide the highest level of service at competitive rates. You can apply online in as little as 20 minutes.
Apply online to complete the application.
Your information will be reviewed for instant online approval as soon as you submit your completed application.
A St. Paul Federal Credit Union Mortgage Officer will follow up with you to answer any questions you may have.
