• In observance of Labor Day, our branches will be closed Monday, September 7th, 2026.
    Starting at 12:00 am Friday, September 4th, some eBanking and mBanking functions will be down for maintenance before the Digital Banking upgrade. eBanking and mBanking will be unavailable from 6:00 pm Monday, September 7th until mid-morning Tuesday, September 8th due to our Digital Banking upgrade. Get more info about the upgrade here.

Savings

With a minimum deposit of $5, you can start saving today by opening a St. Paul Federal Credit Union Capital Savings Account.

Our Capital Savings Accounts are federally insured, offer competitive rates, and can be accessed worldwide1 at anytime for ultimate flexibility. Start today when you create your own custom-named savings account or open a holiday account.

St. Paul Federal Credit Union Capital Savings Account Advantages 

Competitive dividend rates

Dividends calculated daily

Interest compounded monthly

$5 minimum to open—$50 minimum to earn dividends

No monthly fee

Create your own custom-named account or open a holiday account 

Direct deposit available

ATMs available worldwide1

24/7 phone and eBanking access

Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

Banking Any Time,
Anywhere, Any Device!