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Real Estate Loan Rates

Real Estate Loan Rates

Home Equity Line of Credit

Last Updated: August 21, 2023

Variable Rate. 15-year Amortization

Loan to ValueAnnual Percentage Rate (APR)
Up to 80% Loan-to-Value9.00%
Over 80% Loan-to-Value11.00%

Second Mortgage

Fixed Rate

Loan to ValueTermAnnual Percentage Rate (APR)Payment Example
Up to 80% Loan-to-Value5 Years9.00%$20.76 per $1,000 borrowed
Over 80% Loan-to-Value5 Years10.00%$21.25 per $1,000 borrowed
Up to 80% Loan-to-Value10 Years9.50%$12.94 per $1,000 borrowed
Over 80% Loan-to-Value10 Years10.50%$13.49 per $1,000 borrowed
Up to 80% Loan-to-Value15 Years10.00%$10.75 per $1,000 borrowed
Over 80% Loan-to-Value15 Years11.00%$11.37 per $1,000 borrowed

First Mortgage

Type of Loan

First Mortgage

Annual Percentage Rate (APR)

Mortgage Application

If you have any further questions, please contact us.

 All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. Rates quoted are the lowest possible rates and reflect borrowers with exceptional credit history. All rates are based on term. All loans are subject to credit approval.