• Our branch offices will be closing at 4:30PM on Wednesday, May 1st, 2024 for an all-staff meeting. We apologize for any inconvenience this may cause. Manage your accounts using eBanking or by calling our 24/7 call center at 800-782-5767.

Products & Services

Private Student Loans

Private Student Loans

Private Student Loan Options from St. Paul Federal 

Recognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans and Private Student Loan Consolidations.

Go Beyond Federal Options

With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal’s Private Student Loan can assist students and families when federal options are exhausted. Our Private Student Loan can help pay for all qualified education expenses including tuition, room and board, books and computers. The Private Student Loan also includes an in-school payment feature that helps students learn responsible repayment habits and build their credit scores.

It’s easy and free to apply!

Consolidate Existing Student LoansGo Beyond Federal Options

For recent college graduates currently faced with high interest private student loan debt, St. Paul Federal offers a consolidation and refinancing solution. Our Private Student Loan Consolidation combines loans from multiple lenders into one easy payment. This option can also potentially save thousands of dollars in student loan payments every year, allowing borrowers to put the extra money towards paying off their debt faster, or towards a major purchase such as a car or home.

We have partnered with LendKey to make repaying your student loan debt easier! Plus, enjoy these great benefits.

No application or origination fees

Make one loan payment, instead of several

Choose the option that best fit your situation

Discounts for making automatic (ACH) payments

Co-signer release after 12 months of on-time, interest and principal payments, when requested

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