Save Money. Win Money.
Build your savings and have a chance to WIN! WINcentive™ Savings is a prize-linked savings account at St. Paul Federal Credit Union. WINcentive™ Savings offers prize drawing entries each time you increase your WINcentive™ Savings Account balance by $25 (up to 4 entries per month)*. State wide prize drawings occur monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the state grand prize of $5,000!
As an added bonus, St. Paul Federal Credit Union will have guaranteed winners in-addition to the state wide prizes, each month, each quarter, and each year.
Each month, we will have three of our members win $100 cash.
Every quarter, we will have one of our members win $500 cash.
Each year, we will have one of our members win $2,500 cash.
Is saving money a challenge? If you are struggling to save, consider the WINcentive™ Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. You’ll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don’t lose anything with WINcentive™ Savings. All of the money you deposit into the account is yours!
Drawings are held on the first of each month.
Don’t have a WINcentive™ Savings Account? Open yours today, it’s so easy! Just follow the instructions below…
In your browser, login to your St. Paul Federal Credit Union account through eBanking. Click Menu in the top left of the screen. In the drop-down list, under Account Services click Open New Account.
In the Savings Account category, locate WINcentive™ Savings and click Apply. Then, select the account you would like to draw your deposit from, enter your deposit amount and click submit. Once your account is open, it’s time to start saving for your chance to win with WINcentive™!
Open your WINcentive™ Savings Account today!
*See Credit Union for complete terms, conditions, and official rules.

