Welcome. We’ve been expecting you.

St. Paul Federal Credit Union has been serving the needs of union members for more than sixty years. Here are just a few of the reasons we’re regularly recognized as one of the best financial institutions in the atrea.

Looking for a New Vehicle? Ready to refinance to save money? We have rates as low as 1.89% APR with terms up to 6 years. More Information or Apply Now!

How about earning a great return on your Checking Account? We pay bonus dividends up to 4.99% on up to $20,000 in balances.

Ready to buy your first house? We offer low rate mortgage loans? Need a Home Equity Line of Credit, we can help with those too!

Saving for retirement? We offer top of the market Certificate Rates! Need retirement planning, our partners, CPR Wealth Advisors are here to help.

Internet Banking? We’ve got it! Mobile Banking? Of, course! Mobile Deposits? Who doesn’t? eStatements? Yep, that too! Bill Pay? You know it! Want to talk to a live person, 24×7? You can!

We know that you are looking for the best products and services available in the market, and we strive to provide those. Feel free to peruse our website, but if there is something specific you are looking for, just reach out out to us, and we are happy to help. Connect with Us!

We’re proud to be the best Credit Union serving union members in the Twin Cities. Without you, there is no us!

Move to St. Paul Federal to experience the difference. Open your Account Today!


 APR = Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of collateral and terms of the loan. Your rate can be higher or lower depending on credit performance, however, the maximum annual percentage rate is 18.00%. All applications must undergo a final review process before approval. Membership requires a $5 membership share account. Membership qualifications apply. For complete details on our products and services, please refer to the individual details pages on our website regarding the service you are inquiring on, or reach out to our staff for additional details.