If it’s your first time hearing about shared branching, you may be wondering “What the heck is it?”
As a St. Paul Federal Credit Union Member, it’s something you should get to know. You’ll find it’s super convenient when you need it.
In a nutshell, shared branching is a network of credit unions that actually “share” their branches with one another. Lucky for you, St. Paul Federal Credit Union is a participant. Say you’re out traveling, you change jobs or you move away – you can still find a credit union branch ready to meet your needs.
Each shared branch service center allows you to conduct business as if you were at a St. Paul Federal Credit Union branch location in real-time. Sure, you could use our eBanking or mBanking, but sometimes you need to complete your transaction with a friendly face. Of course we’ll miss seeing you, but we’re plenty happy knowing you’ll be able to take care of business wherever you may be.
Will My Membership and Accounts Stay at St. Paul Federal Credit Union?
Yes, when you use a CO-OP Shared Branch, your membership and accounts remain at St. Paul Federal Credit Union. It’s the Shared Branching that allows you to access your accounts. It’s just one of the many advantages.
What Types of Shared Branching Services Are Available Through a CO-OP Shared Branch?
- Check Deposits
- Cash Withdrawal
- Check Withdrawal
- Loan Payments
- Transfers within the member’s credit union accounts
- Balance Inquiries
- Recent History showing the last ten items that cleared the member’s account
How Can I Access My Account?
You need three things when you visit a CO-OP Shared Branch:
- The name of your credit union – St Paul Federal Credit Union. Just remember it’s spelled without the . on the CO-OP Network
- Your account number at St. Paul Federal
- A Valid ID*
What if I’m Traveling Abroad?
With CO-OP Shared Branch, yes, you can use your St. Paul Federal Credit Union membership internationally!
How Do I Find CO-OP Shared Branches?
You can use the Shared Branch Locator to find the nearest shared branch wherever your travels may take you.
Click here to find out more info on Shared Branching or contact us at St. Paul Federal Credit Union to learn more!
*Accepted forms of Identification
- Current, un-expired VALID U.S. Government issued picture identification with signature
- State issued driver’s license or identification card (temporary extensions are not accepted)
- U.S. Passport
- City, State, County or Federal I.D. card or badge
- U.S. Armed Forces Identification Card or the new Smart Identification card without signature
- Resident Alien Card issued by the INS
All transactions require identification so to save you time and help us serve you, please have these items ready to present to the teller. We ask, because CO-OP Shared Branch cares about protecting your identity and account information. If you have questions regarding your account or transactions that were performed through the CO-OP Shared Branch, please contact your local St. Paul Federal Branch.