Get in the Driver’s Seat with a LOW RATE Auto Loan from St. Paul Federal Credit Union
Whether you’re looking to buy a new or used vehicle or simply want to refinance your current auto loan, St. Paul Federal can provide you with a hassle-free solution. Our low rates and terms, coupled with our convenient application process, will get you on the road in no time!
St. Paul Federal Credit Union Auto Loan Advantages
- Low interest rates – As low as 6.29% APR for up to 72 Months
- Same rate tiers for “New” and “Used” vehicles
- Loan programs and terms tailored to your needs
- 100% + tax/insurance financing
- Quick credit decisions
- Low monthly payments
- Calculate your Payment
72 Month Auto Loan Rate Example
| Term | Rate | Amount Financed | Sample Payment | Amount per $1,000 Financed |
| 72 Months | 6.29% | $25,000 | $417.77 | $16.72 |
We Finance Cars, Trucks, and More
- New cars and light trucks
- Used vehicles up to 10 years old
- Special Financing for vehicles over 10 years old
- ATV’s
- Motorcycles
- Snowmobiles
- Personal Watercraft
- RV’s
We Offer Add-On Protection Plans
We want to do all we can to protect you and your family from financial loss, that’s why St. Paul Federal Credit Union has partnered with several protection program providers to keep you prepared for unexpected situations. These services include Credit Life and Credit Disability Insurance, Extended Warranty Coverage, GAP Insurance, and Automobile Insurance.
*APR is Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of collateral and terms of the loan. Your rate can be higher or lower depending on credit performance; however, the maximum annual percentage rate for this offer is 18.00%. Financing up to the retail value of the collateral is available. All applications must undergo a final review process before being approved. The minimum loan amount for this offer is $7,500 and the maximum loan amount is $150,000. Example payment for a $25,000 loan with a term of 72 months with $0 down at 1.89% APR will be approximately $368. Membership qualifications apply. Membership requires a $5 membership share account. This offer cannot be combined with any other offer. Loans currently financed with St. Paul Federal Credit Union are ineligible for this promotion. Federally Insured by NCUA.
