Real Estate Loan Rates

Variable Rate. 15-year Amortization

Loan to Value	Annual Percentage Rate (APR)
Up to 80% Loan-to-Value	8.50%
Over 80% Loan-to-Value	10.50%

Second Mortgage

Fixed Rate

Loan to Value	Term	Annual Percentage Rate (APR)	Payment Example
Up to 80% Loan-to-Value	5 Years	8.50%	$20.52 per $1,000 borrowed
Over 80% Loan-to-Value	5 Years	9.50%	$21.00 per $1,000 borrowed
Up to 80% Loan-to-Value	10 Years	9.00%	$12.67 per $1,000 borrowed
Over 80% Loan-to-Value	10 Years	10.00%	$13.22 per $1,000 borrowed
Up to 80% Loan-to-Value	15 Years	9.50%	$10.44 per $1,000 borrowed
Over 80% Loan-to-Value	15 Years	10.50%	$11.05 per $1,000 borrowed

If you have any further questions, please contact us.

 All rates are deemed reliable, but not guaranteed. Please call the credit union with any questions you may have regarding rates. Rates can change at any time. Rates and terms are based on an individuals credit worthiness. Rates quoted are the lowest possible rates and reflect borrowers with exceptional credit history. All rates are based on term. All loans are subject to credit approval.