Mortgages

Real Estate Loans from St. Paul Federal

When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans. 

Advantages of a St. Paul Federal Credit Union Real Estate Loan

Low interest rates

Multiple payment options

Minimal closing costs (where applicable)

Minimal closing costs (where applicable)

Types of Real Estate Loans from St. Paul Federal Credit Union

While all of our real estate loans offer the advantages listed above, there are a few differences. Select the type of loan that best meets your needs.

First Mortgage Loans

Programs and terms to meet your needs

Purchase and refinance

Escrow accounts

Fixed or adjustable rate options

Lifetime loan servicing—St. Paul Federal Credit Union will always be your first point of contact and your payment will always be made to us

Home Improvement Loans

Programs and terms to meet your needs

Fixed rate loans

Second Mortgage Loans

Programs and terms to meet your needs

Fixed rate loans

Land Loans

5-year balloon, 30-year payment amortization

Fixed rate loans

Home Equity Line of Credit Loans

Low interest rates, adjustable and tied to the prime rate

5-year draw period

Terms up to 15 years

No origination fee

Low closing costs

Credit limits offered up to 100% of the value of your primary residence (based on tax value or appraised value)

Applying Online is as Easy as 1-2-3

Our goal is to provide the highest level of service at competitive rates. You can apply online in as little as 20 minutes.

Apply online to complete the application.

Your information will be reviewed for instant online approval as soon as you submit your completed application.

A St. Paul Federal Credit Union Mortgage Officer will follow up with you to answer any questions you may have.

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Anywhere, Any device!