Real Estate Loans from St. Paul Federal
When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans.
Advantages of a St. Paul Federal Credit Union Real Estate Loan
- Low interest rates
- Multiple payment options
- Minimal closing costs (where applicable)
Types of Real Estate Loans from St. Paul Federal Credit Union
While all of our real estate loans offer the advantages listed above, there are a few differences. Select the type of loan that best meets your needs.
First Mortgage Loans
- Programs and terms to meet your needs
- Purchase and refinance
- Escrow accounts
- Fixed or adjustable rate options
- Lifetime loan servicing—St. Paul Federal Credit Union will always be your first point of contact and your payment will always be made to us
Home Improvement Loans
- Programs and terms to meet your needs
- Fixed rate loans
Second Mortgage Loans
- Programs and terms to meet your needs
- Fixed rate loans
Land Loans
- 5-year balloon, 30-year payment amortization
- Fixed rate loans
Home Equity Line of Credit Loans
- Low interest rates, adjustable and tied to the prime rate
- 5-year draw period
- Terms up to 15 years
- No origination fee
- Low closing costs
- Credit limits offered up to 100% of the value of your primary residence (based on tax value or appraised value)
Applying Online is as Easy as 1-2-3
Our goal is to provide the highest level of service at competitive rates. You can apply online in as little as 20 minutes.
- Apply online to complete the application.
- Your information will be reviewed for instant online approval as soon as you submit your completed application.
- A St. Paul Federal Credit Union Mortgage Officer will follow up with you to answer any questions you may have.