Tips & Resources
Recent Articles
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Should You Finance a Large Purchase?
You’ve heard the irritating advertisements. You’ve seen the flailing inflatables. You’ve considered the irresistible offers. “Buy today with no money down and zero interest!” The ads are everywhere when you…
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Help Support Toys for Tots 2025
St. Paul Federal Credit Union is proud to once again support the Marine Toys for Tots Foundation. Throughout our years of supporting this great cause, St. Paul Federal members have…
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Do You Tap or Dip Your Cards?
To be or not to be…paper or plastic…do you tap or dip your cards? Some phrases to ponder, some deeper than others. When it comes to credit and debit cards,…
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6 Financial Lessons You Can Learn From Basketball
When learning the basics of basketball, coaches probably didn’t bring up financial lessons. Whether you’re a former player, some who still plays an occasional pickup game or you just like…
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7 Signs You’re Living Beyond Your Means
Living beyond your means is a trap many people fall into. While many times it can be caused by multiple factors, here are 7 signs you’re living beyond your means…
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Time for a Safe Deposit Box?
You can remember a time when you didn’t need a safe deposit box. But as years passed, you realized that mattress lump just doesn’t work any longer. Even if that…
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Plan For The Payoff When You Plan Your Student Loans
Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It’s also a process of understanding how to…
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When to Refinance Your Home
If you’re like other homeowners, questions about when to refinance your home have popped up a time or two. Of course, you’d love a lower monthly mortgage payment but there…
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Can an Auto Loan Refinance Help Your Monthly Budget?
When you sit down to go over your monthly budget, you may have wondered if refinancing your auto loan can give you a bit more flexibility. In case you haven’t…
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Say No to High APR Credit Cards – Transfer Your Balance Today!
It’s time you put your foot down. Say no to high annual percentage rate credit cards and transfer your balance. You know credit cards can be an excellent financial tool…
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What is Shared Branching?
If it’s your first time hearing about shared branching, you may be wondering “What the heck is it?” As a St. Paul Federal Credit Union Member, it’s something you should…
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The Difference Between a HELOC and a Home Equity Loan
If you’re looking to tap into your home’s equity, you have two great choices in a Home Equity Line of Credit (HELOC) and a Home Equity Loan (HEL). Let’s take…