It’s time you put your foot down. Say no to high annual percentage rate credit cards and transfer your balance.
You know credit cards can be an excellent financial tool when used correctly. They can help build your credit score with on-time payments. And if you have the right card, you can really rack up some bonus points!
For many cards, they reel you in with an enticing offer, flashy marketing or a celebrity endorsement. Then they quietly add in a few details, gently tucked away in the fine print, like a sky-high interest rate or annual fees that the average person tends to forget about.
Imagine being stuck with a 17%, 22% or even 27% annual percentage rate on a credit card. Then there’s the annual fees. You deserve better than that!
If you’re carrying a balance on one of these APR credit cards, it’s time to request a credit card balance transfer to a St. Paul Federal Platinum Rewards Visa card.
Qualified borrowers can get rates as low as 10.90% APR* for purchases, balance transfer and cash advances! In addition to a low APR, there’s no balance transfer fee* and no annual fee. You’ll also earn some great rewards along the way on everyday purchases and bonus point promotions!
Even if you don’t normally carry a credit card balance, it makes sense to bring home the benefits of a St. Paul Federal Platinum Rewards Visa. Apply today and get the rewards card with industry-leading terms!
*APR = Annual Percentage Rate. Terms and conditions apply, see stpaulfcu.org for complete details