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Recent Articles
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Preparing Financially for a New Baby
Congratulations! You’ve expecting a baby and you’re breathless with excitement — and nerves. A baby means big changes, and a part of those changes is lots of new expenses. How…
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Saving for College
It’s Never Too Late to Start Saving for College. Saving for College is a year-round endeavor. No matter what time of year you’re reading this, it’s always a good time…
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Savings Bonds
In an effort to increase direct, online transactions with the public, the US Treasury Department ended over-the-counter sales of paper savings bonds on January 1, 2012. This move to electronic transactions…
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Say No to High APR Credit Cards – Transfer Your Balance Today!
It’s time you put your foot down. Say no to high annual percentage rate credit cards and transfer your balance. You know credit cards can be an excellent financial tool…
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Should You Finance a Large Purchase?
You’ve heard the irritating advertisements. You’ve seen the flailing inflatables. You’ve considered the irresistible offers. “Buy today with no money down and zero interest!” The ads are everywhere when you…
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Skip-A-Payment
Maybe it’s time for your annual motor vehicle license renewal or there’s something else stretching your monthly budget right now. Whatever the reason, St. Paul Federal’s Skip-A-Payment program may be…
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Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?
Getting rid of debt isn’t easy, but if you’re ready to do what it takes, you can shake off any amount of debt. Let’s take a look at two popular…
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The Beginner’s Guide to Credit Cards
Opening and managing credit cards responsibly is crucial to establishing your credit history, which impacts your eligibility and future loan rates. Here’s what to know about opening credit cards and…
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The Difference Between a HELOC and a Home Equity Loan
If you’re looking to tap into your home’s equity, you have two great choices in a Home Equity Line of Credit (HELOC) and a Home Equity Loan (HEL). Let’s take…
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The Importance of Being Financially Fit
Being financially fit is crucial for a well-balanced, stress-free life. Here’s why (and how): Expand Your Financial Knowledge A financially fit person is constantly broadening their money knowledge. They read…
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Time for a Safe Deposit Box?
You can remember a time when you didn’t need a safe deposit box. But as years passed, you realized that mattress lump just doesn’t work any longer. Even if that…
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Tips for Empty Nesters Downsizing
Quiet. Calm. Clean. And empty. These are just some words that may come to mind when your youngest kiddo leaves the nest. No stray sneakers cluttering up the foyer. No…
