
Education
Recent Articles
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Saving for College
It’s Never Too Late to Start Saving for College. Saving for College is a year-round endeavor. No matter what time of year you’re reading this, it’s always a good time…
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Savings Bonds
In an effort to increase direct, online transactions with the public, the US Treasury Department ended over-the-counter sales of paper savings bonds on January 1, 2012. This move to electronic transactions…
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Say No to High APR Credit Cards – Transfer Your Balance Today!
It’s time you put your foot down. Say no to high annual percentage rate credit cards and transfer your balance. You know credit cards can be an excellent financial tool…
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Skip-A-Payment
Maybe it’s time for your annual motor vehicle license renewal or there’s something else stretching your monthly budget right now. Whatever the reason, St. Paul Federal’s Skip-A-Payment program may be…
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The Difference Between a HELOC and a Home Equity Loan
If you’re looking to tap into your home’s equity, you have two great choices in a Home Equity Line of Credit (HELOC) and a Home Equity Loan (HEL). Let’s take…
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The Importance of Being Financially Fit
Being financially fit is crucial for a well-balanced, stress-free life. Here’s why (and how): Expand Your Financial Knowledge A financially fit person is constantly broadening their money knowledge. They read…
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Time for a Safe Deposit Box?
You can remember a time when you didn’t need a safe deposit box. But as years passed, you realized that mattress lump just doesn’t work any longer. Even if that…
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Transfer Your High Rate Credit Card Balance & Save
Save Money with a St. Paul Federal Platinum Rewards Visa® Transfer your high rate credit card balance to a new St. Paul Federal Platinum Rewards Visa® card and let…
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What is Shared Branching?
If it’s your first time hearing about shared branching, you may be wondering “What the heck is it?” As a St. Paul Federal Credit Union Member, it’s something you should…
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What School Doesn’t Teach You About Money
With the new school year either here or just around the corner, it’s time to fill your shopping carts with No. 2 pencils, protractors and all the goodies the kids…
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When to Ask for a Credit Limit Increase
You’ve thought of asking for a credit limit increase. Who wouldn’t love a little extra spending power? Credit cards can be an excellent financial tool when used correctly. They can…
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When to Refinance Your Home
If you’re like other homeowners, questions about when to refinance your home have popped up a time or two. Of course, you’d love a lower monthly mortgage payment but there…
